IT’S EASY to go through life mindlessly trudging along society’s prescribed path.
We are born into the world with a beautiful innocence and wonder, full of individual potential. In many ways our mind is a blank slate waiting to receive information. Soon the messages start coming in, and gradually we learn what is expected of us. Society, social norms and even our economic model begin to dictate what we will become and who they want us to be.
Creative types, artists and singers and the like, are told they’d better get a real job instead of doing what they came here to do. Little kids, full of energy and fun and life, are sent to school to sit in regimented rows of desks for hour upon hour each day. We are programmed to become an adult who works 40 plus years to make money for a company or individuals who already have more than enough wealth.
Somewhere, along the way, we lose track of our dream and then we look up and find we are blindly living someone else’s life.
Take Control of Your Finances
If you want to create the life of your dreams, one of the first things you need to do is to give yourself more financial freedom by lowering your expenses and paying off debt. When you do this, you’ll be able to make the moves you need to truly create a life of your own. You should look at each monthly budget item and see how you could reduce what you spend or pay.
Recent college graduates often come away from their university experience with a four-year degree and a mountain of student debt. One of the best ways to lower your monthly expenses is to refinance and consolidate your current student loans into one new loan with a private lender. If you go online, you can use a student loan refinancing calculator to see how much you can save each month and over the course of the loan.
Live in an Alternative Way
One of the way society straps you into its ‘make money for someone else’ plan is by saddling you with high housing and utility costs. It’s estimated that housing, on average, takes about a third of your income. From there, ever-increasing utility expenses further reduce your ability to save or get ahead. Fortunately, there is another far more affordable way to live.
Instead of following the crowd and getting a 30-year mortgage that keeps you working forever, consider options that give you housing at a fraction of the cost. It’s possible to buy land in a rural area on land contract, where you pay a small percent down and the rest over a handful of years. From there, you can set up an alternative dwelling such as a geodesic dome for under $10,000. Add solar power, a wood stove and a water catchment system and you are now set on utilities. Best of all, you’ll be able to pay for all of this within five years and have no payments for the next 25 years.
The Freedom to Live Your Dream
A very interesting thing happens if you choose to live this way. By reducing your major monthly expenses for your home, your student loans and your utilities you have just granted yourself financial and personal freedom. You are now in a position to do whatever you want in life because you have dramatically reduced how much money you need each month.
Imagine a life where you don’t have to work a full-time job to make ends meet. Instead of a stressful, life depleting corporate job you could now do just about anything you like to make the little bit of money you need. Best of all, you’ll have the time you need to truly connect with your soul ‘s purpose and to birth the magnificent life of your dreams.